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THE brouhaha around public workers in Wisconsin obscures a few things. C_TSCM52_65 First, states have big fiscal problems: pensions (in the long term) and structural deficits (oh, right about now). C_TSCM62_65 Health-care costs, not public workers, are the main driver of structural deficits. HP0-D09 Second, most state pensions were faring reasonably well before the financial meltdown. HP0-Y29As recently as 2008, pensions were 84% funded, according to the Centre for Retirement Research at Boston College. P_BPX_70 (Eighty percent is usually deemed an acceptable level.) Mismanagement has meant that some states, P_CRMSRV_70 such as my adopted home of Illinois, are in dire trouble soon. P_HCMWPM_64 Joshua Rauh of Northwestern expects the pension funds in Illinois will run out by 2018. P_PRO_64 However other states have more time to prepare for doom.